Mortgage Loan Closing Cost

Mortgage loan closing costs refer to the fees and expenses associated with finalizing a home purchase or mortgage refinance. These costs are typically paid by the borrower and can vary depending on the loan type, location of the property, and other factors. Common examples of mortgage loan closing costs include:

• Loan origination fees
• Appraisal fees
• Title search and insurance fees
• Credit report fees
• Attorney fees
• Home inspection fees
• Mortgage insurance fees

What is a Closing Disclosure?

A real estate Closing Disclosure is a five-page document that outlines the final details of a real estate transaction. It is provided to buyers and sellers before closing and includes the final loan terms, estimated closing costs, and any other associated fees. The Closing Disclosure is meant to ensure that buyers and sellers understand the terms of the transaction and to provide a final review before closing.

• Page 1: Information, terms, projected payments costs at closing
• Page 2: Closing cost details including loan costs and other costs
• Page 3: Cash needed to close and summary of transaction
• Page 4: Additional information regarding your loan
• Page 5: Loan calculations, disclosure information and contract information

Darley Law Firm for All Your Mortgage Loan Closing Needs

Darley Law Firm aims to deliver a stress-free real estate transaction. So when it’s time for mortgage closing services in Dublin and Warner Robins, you can rely on our team to dot every ‘i’ and cross every ‘t’ for you. Commercial investors, for sale by owner buyers, and real estate agents all know that Darley Law Firm can get the job done right. Speak with someone from the team at (478) 219-7327 or email us through our website.